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Dan Garner

What is PIP?

By | Car Accidents | No Comments

What is PIP? More than likely, you’ve never heard of the acronym PIP before. Even worse, the only reason you’re hearing of it now, is because you’ve been in an accident. PIP stands for Personal Injury Protection and is a provision required in all Utah car insurance policies. PIP allows you to receive medical treatment after an accident regardless of who was at fault for the accident. Whether you caused the accident or if you were the one hit, Utah law requires that your insurance pay for a minimum of $3,000 of medical treatment. PIP is a benefit that you have already paid to use.

Unfortunately, insurance companies like to make the simplest tasks as complicated as possible and getting access to your pip benefits is no different. Fortunately, our office can help you fill out your pip application, get you in contact with medical providers, and answer any questions you may have. There are lots of variables with every accident and I have the experience to know how to to help you, and your family get your life back.

Some of the most common questions I hear from people that have been in an accident are:

  • What happens if the person who hit me doesn’t have insurance?

  • What if my injuries require more than $3,000 worth of treatment?

  • What happens if the person who hit me left the scene?

  • I don’t have health insurance, how can I get treatment?

  • Will my insurance rates go up if I use my PIP?

If you find yourself in any of the scenarios listed above, or are simply tired of dealing with insurance, I can help you. If you have any of these questions or any other question, feel free to give me a call and I would be happy to answer all your questions at no cost.